Last updated: October 8, 2026
These Terms & Conditions govern your use of the websites and services operated by Javier Ramirez Bermejo, doing business as Caber Life, operating the Caber Drive and Caber Life Insurance brands. By accessing our websites or submitting any form, you agree to these terms.
Caber Life is not a licensed dealership, insurance carrier, law firm, CPA firm, or registered investment adviser. We act as an intermediary that helps clients:
Vehicle pricing, availability, financing terms, and dealer fees may vary by dealership and lender. Financing options are available through lending partners; approval is subject to lender review. Insurance products may be offered through licensed insurance professionals where required by state law.
The contact buttons and forms on our websites open a WhatsApp chat with Caber Life at (954) 805-2340, with your message pre-filled. Your message is only sent when you tap Send in WhatsApp. When you contact us, you agree that we may reply to follow up on your request by:
Your use of WhatsApp is also subject to WhatsApp's own Terms of Service and Privacy Policy. Standard data rates from your mobile carrier may apply. You may ask us to stop contacting you at any time by replying STOP in the chat or telling us directly.
Contacting us does not obligate you to purchase any product or service.
We do not guarantee:
All offers, rates, and approvals are subject to third-party review and applicable laws.
We strive to keep the information on our websites accurate and up to date. However, vehicle inventory, pricing, and availability may change without notice. We are not responsible for errors or omissions in the information provided.
Our websites may link to or reference third-party services, dealerships, lenders, or insurance carriers. We are not responsible for the content, privacy practices, or terms of those third parties.
All content on our websites, including text, logos, graphics, and design, is the property of Caber Life and may not be reproduced without written permission.
To the fullest extent permitted by law, Caber Life shall not be liable for any indirect, incidental, or consequential damages arising from your use of our websites or services.
These Terms & Conditions are governed by the laws of the State of Florida, without regard to conflict of law provisions. Any disputes shall be resolved in the courts of Broward County, Florida.
We reserve the right to update these Terms & Conditions at any time. The updated version will be posted on this page with a revised "Last updated" date. Continued use of our websites after any changes constitutes acceptance of the new terms.
If you have any questions about these Terms & Conditions, please contact us: