Caber Life

Terms & Conditions

Last updated: April 30, 2026

These Terms & Conditions govern your use of the websites and services operated by Javier Ramirez Bermejo, doing business as Caber Life, operating the Caber Drive and Caber Life Insurance brands. By accessing our websites or submitting any form, you agree to these terms.

1. Nature of Our Services

Caber Life is not a licensed dealership, insurance carrier, law firm, CPA firm, or registered investment adviser. We act as an intermediary that helps clients:

Vehicle pricing, availability, financing terms, and dealer fees may vary by dealership and lender. Financing options are available through lending partners; approval is subject to lender review. Insurance products may be offered through licensed insurance professionals where required by state law.

2. SMS & Communications Consent

By submitting any form on our websites, you expressly consent to receive communications from Caber Life, including:

Message frequency varies based on your inquiry. Message and data rates may apply. You may opt out of SMS messages at any time by replying STOP. For assistance, reply HELP or contact us at (954) 807-2004. Opting out of SMS will not affect your ability to receive other forms of communication.

Your consent to receive SMS messages is not a condition of purchasing any product or service.

3. No Guarantees

We do not guarantee:

All offers, rates, and approvals are subject to third-party review and applicable laws.

4. Accuracy of Information

We strive to keep the information on our websites accurate and up to date. However, vehicle inventory, pricing, and availability may change without notice. We are not responsible for errors or omissions in the information provided.

5. Third-Party Services

Our websites may link to or reference third-party services, dealerships, lenders, or insurance carriers. We are not responsible for the content, privacy practices, or terms of those third parties.

6. Intellectual Property

All content on our websites, including text, logos, graphics, and design, is the property of Caber Life and may not be reproduced without written permission.

7. Limitation of Liability

To the fullest extent permitted by law, Caber Life shall not be liable for any indirect, incidental, or consequential damages arising from your use of our websites or services.

8. Governing Law

These Terms & Conditions are governed by the laws of the State of Florida, without regard to conflict of law provisions. Any disputes shall be resolved in the courts of Broward County, Florida.

9. Changes to These Terms

We reserve the right to update these Terms & Conditions at any time. The updated version will be posted on this page with a revised "Last updated" date. Continued use of our websites after any changes constitutes acceptance of the new terms.

10. Contact Us

If you have any questions about these Terms & Conditions, please contact us: